A non-registered account, also known as a taxable investment account, is an investment account that does not offer tax advantages like registered accounts such as RRSPs or TFSAs. Contributions to a non-registered account are made with after-tax dollars, and any investment income, capital gains, or interest earned within the account is subject to taxation in the year it is earned.

While non-registered accounts don't offer the same tax benefits as registered accounts, they provide flexibility and accessibility. You can invest in a wide range of investment options, including stocks, bonds, mutual funds, ETFs, GICs, and more. Non-registered accounts are ideal for investors looking to supplement their tax-advantaged accounts or for those who have maximized their contributions to registered accounts.

The non-registered account product is designed to help you build wealth and achieve your financial goals while managing tax implications. We offer personalized investment advice tailored to your risk tolerance, investment objectives, and tax situation.

Our experienced advisors can guide you in creating a diversified investment portfolio, implementing tax-efficient strategies such as tax-loss harvesting, and optimizing your overall investment strategy. Whether you're saving for short-term goals, planning for retirement beyond registered accounts, or looking to grow your investment portfolio, our non-registered account product provides flexibility, accessibility, and expert guidance to help you navigate the complexities of investing in taxable accounts.