For your retirement

Corporate insured annuities

Available to seniors who own a corporation, this solution provides additional benefits at death, such as capital dividend account credits and reduced corporate values at disposition.

Corporate retirement income enhancement

For business owners wanting to create retirement income, corporately owned permanent life insurance with a cash value feature allows investment growth and supplemental income that can be accessed during their lifetime.

Corporate Wealth Transfer

Settling an estate—and leaving a legacy—can be a complicated process. Insurance can be a tax-effective way to transfer wealth to the next generation, to a charity or out of your business. You and your trusted professionals can rely on our knowledge and experience to help determine which insurance solutions align with your plans.

Help fund your shareholders agreements and plans

Whether as a sole proprietor or business partner, your death can have a devastating effect on your company’s ability to continue. Life insurancemay be used to help fund a buy-sell agreement, which would allow your share of the business to transfer smoothly to the appropriate individuals. This agreement helps promote the financial health and viability of your company.

More wealth-transfer solutions

Insurance solutions may also provide you with the opportunity to maximize the net value of your corporate assets when passed on to the next generation.