Solutions
Banking, powered by Manulife Bank
Manulife Bank is Investco's exclusive banking and planning provider. Your advisor can arrange full-service banking — day-to-day accounts, savings, mortgages and lending — and align it with the same written plan that guides your investments and protection.
Everyday banking
Your advisor opens and coordinates these accounts for you — we handle the setup with Manulife Bank.
Manulife Advantage Account
A high-interest chequing and savings account in one — everyday banking, bill payments and pre-authorized contributions with no monthly fee.
Learn moreU.S. Dollar Advantage Account
Hold, spend and earn interest in U.S. dollars — useful for snowbirds, cross-border income and U.S. spending.
Learn moreManulifeMONEY+ Visa
A no-fee cash back Visa Platinum card that works alongside your Manulife Bank accounts.
Learn moreSavings & investments
Tax-Free Savings Account
A TFSA savings account for tax-free growth on reserves and short- to medium-term goals inside your plan.
Learn moreRRSP savings
Registered retirement savings held in cash or GICs, coordinated with your retirement income projections.
Learn moreRRIF
Registered retirement income fund for the drawdown years, set up alongside your income and tax plan.
Learn moreGuaranteed Investment Certificates
Term deposits and GICs for money that has to be safe, guaranteed and dated to a known future need.
Learn moreInvestment Savings Account
A daily-interest holding account for cash between decisions, available registered and non-registered.
Learn moreMortgages & lending
Manulife One
An all-in-one account that combines your mortgage, savings and income so every dollar works against your borrowing costs.
Learn moreManulife Select mortgage
A traditional mortgage with fixed and variable options and a readvanceable line of credit as you pay down principal.
Learn moreSecured line of credit
A secured personal line of credit for flexible access to funds, backed by home equity and arranged through your Investco advisor.
Learn moreRenewals & transfers
Renewing or moving an existing mortgage — your advisor handles the application and paperwork from start to finish.
Learn moreBusiness
Business high-interest savings
A high-interest business account for operating cash, corporate reserves and retained earnings.
Learn moreU.S. Dollar business savings
A U.S. dollar business account for companies billing, buying or holding reserves in USD.
Learn moreBusiness GICs
Short- and long-term GICs for corporate cash that needs to stay safe and dated to a known need.
Learn moreBusiness Investment Savings Account
A daily-interest account for corporate cash held between decisions.
Learn moreSpecialized business lending
Lending structured for professionals, corporations and estate needs, arranged through your Investco advisor.
Learn moreMortgages handled through your advisor
Your Investco advisor takes care of mortgage applications, renewals and transfers through Manulife Bank. You stay with the same point of contact from start to finish.
Where advice makes the difference
One picture
Your banking sits beside your accounts and policies in the client portal.
Mortgage planning
How payment structure, term and amortization interact with your savings capacity.
Cash reserves
How much to hold liquid and where it should sit.
Debt sequencing
Which obligations to clear first, and when investing instead makes more sense.
Learn moreMortgage protection
Comparing lender-provided creditor insurance against individually owned coverage you control.
Business financing
Coverage requirements attached to operating lines and personal guarantees.
Learn moreAlign borrowing and banking with your plan
Bring your mortgage renewal date and current balances to the conversation.
Banking, deposit and lending products are provided by Manulife Bank of Canada and are subject to its approval, terms and conditions. Investco Financial provides the advice and coordination around them, and can also work with your existing financial institution.