Banking & credit
Lending structured around the business, not the template
Practice purchases, shareholder buyouts, expansion and estate liquidity rarely fit standard credit. Manulife Bank's specialized lending is arranged through your Investco advisor.
Where it applies
Situations we see most
Practice and business purchase
Financing an acquisition or buying into an existing practice or partnership.
Shareholder transitions
Funding a buyout alongside the insurance that backs the shareholder agreement.
Growth and equipment
Expansion, a second location or major equipment, sized against real cash flow.
Estate liquidity
Bridging a tax liability at death so assets do not have to be sold quickly.
Insurance and lending together
Lenders want to know what happens if the person the business depends on is not there. Key person and buy-sell coverage are reviewed at the same time as the credit, because the two decisions are connected.
Your Investco advisor prepares the application and stays your point of contact through approval and after funding.
Product details
From Manulife Bank
Talk about business financing
We review the lending and the coverage that has to sit behind it.
Banking products are provided by Manulife Bank of Canada. Investco Financial advisors arrange applications and servicing; approval, rates and terms are set by Manulife Bank and are subject to its lending and account criteria.